contexts and the police insurance bill

A general view of an NYPD SUV on patrol in the Harlem section of New York, NY

The New York Post reported today that the NY state assembly is considering a bill to require officers to buy their own insurance to cover misconduct claims:

Biaggi’s proposal would require each officer to obtain individual liability insurance. The city or other local governments would still be required to cover the basic insurance policy to cover tort litigation costs.

But Biaggi said her bill would better hold officers accountable by requiring them to pay any increase in premiums related to payouts for wrongdoing.

“Officers who have misconduct claims brought against them may see their premium go up and will be required to pay those costs. The purpose of this bill is to establish a financial disincentive for police misconduct and create accountability for abhorrent behavior,” she said.

Between July 2017 and June 2018, New York City paid out $230 million in 6,472 cases for alleged misconduct or alleged wrongdoing by officers, according to a report released by city Comptroller Scott Stringer’s office.


Contexts has a policy brief by Rarkimm Fields on exactly this policy. Read it here. The main issue is that many reforms that aim to reduce police misconduct don’t work terribly well. So making officers invest in insurance is a way to restructure incentives in a more positive way. I am very pleased that Contexts was one voice that promoted this reform. Check it out.

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Written by fabiorojas

July 7, 2020 at 4:34 pm

Posted in uncategorized

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